How to spot scams like "Walls Fargo - Payment Remittance Copy"

What is "Walls Fargo - Payment Remittance Copy" scam?

We have inspected the message and found it to be a phishing email disguised as a notification from Wells Fargo regarding a processed payment. Usually, scammers use emails like this one to steal personal information. Falling for them can result in account hijacking and other issues. Thus, recipients should ignore this email.

More about the "Walls Fargo - Payment Remittance Copy" scam email

We have inspected the message and found it to be a phishing email disguised as a notification from Wells Fargo regarding a processed payment. Usually, scammers use emails like this one to steal personal information. Falling for them can result in account hijacking and other issues. Thus, recipients should ignore this email.

During the review, the included link (the "ATTACHED PAYSTUB FOR REVIEW" button) did not work. It was likely meant to lead to a fake Wells Fargo login page designed to capture login credentials. Scammers can use such information to hijack accounts and misuse them for malicious purposes.

Usually, fraudsters use stolen banking accounts to make fraudulent purchases or transactions. If they manage to access other accounts using the stolen login details, they can spread scams, deliver malware, harvest sensitive information, and perform other malicious actions.

Thus, it is important to recognize scam emails and avoid opening the provided links and sharing personal information.

Conclusion

The email is a phishing attempt disguised as a payment notification. It tries to convince the recipient to open a malicious link. Its goal is to steal login information. Like moast phishing emails, it seems like an important and urgent message to trick the recipient into acting quickly.

Sometimes, inetaracting with such emails can lead to computer infections. More examples of similar scams are "Failed Email Delivery Reports Scam", "Webmail Security Team - Important Email Notice Scam", and "Problem With Email Account Due To Server Upgrade Email Scam".

How do spam campaigns infect computers?

Cybercriminals often use email to spread malware by sending messages with malicious attachments. These attachments can be documents like Word, Excel, or PDF files, compressed files like ZIP or RAR, executables, scripts, or ISO files. Opening these files or following their instructions can execute malware on the device.

Emails may also contain links to unsafe or hacked websites. Visiting these sites or interacting with their content can trigger automatic malware downloads or trick users into downloading malware. In both cases, the device becomes infected only if the recipient executes malware via a malicious file or link.

How to avoid installation of malware?

Always keep your operating system and apps up to date. Regularly scan your device with trusted security software. Download programs only from official sources or reputable app stores, and avoid pirated software, cracks, or keygens. Be careful with unexpected emails or messages from unknown senders, and do not open suspicious attachments or click links.

While browsing, steer clear of suspicious pop-ups, ads, buttons, or links on untrustworthy websites. Also, do not allow shady sites to send notifications.

Text presented in the "Walls Fargo - Payment Remittance Copy" email letter:

Subject: Payment Processed today 10:10:09 PM 1/21/2026

You got paid 1/21/2026
Hi Accountspayable,

You got paid. Funds may take until 5:00 PM today to appear in your bank account.
Attached is Your Payment Reimittance Copy

A payment was sent via Wells Fargo Bank
Account ending in 5802
ATTACHED PAYSTUB FOR REVIEW

The attached document contains your paystub for this payment. Please review it for your records, including earnings, deductions, and reimbursement details.
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Quick menu:

• What is Walls Fargo - Payment Remittance Copy phishing attempt?
• Types of malicious emails.
• How to spot a malicious email?
• What to do if you fell for an email scam?

Types of malicious emails:

Phishing Emails

Most commonly, cybercriminals use deceptive emails to trick Internet users into giving away their sensitive private information, for example, login information for various online services, email accounts, or online banking information.

Such attacks are called phishing. In a phishing attack, cybercriminals usually send an email message with some popular service logo (for example, Microsoft, DHL, Amazon, Netflix), create urgency (wrong shipping address, expired password, etc.), and place a link which they hope their potential victims will click on.

After clicking the link presented in such email message, victims are redirected to a fake website that looks identical or extremely similar to the original one. Victims are then asked to enter their password, credit card details, or some other information that gets stolen by cybercriminals.

Emails with Malicious Attachments

Another popular attack vector is email spam with malicious attachments that infect users' computers with malware. Malicious attachments usually carry trojans that are capable of stealing passwords, banking information, and other sensitive information.

In such attacks, cybercriminals' main goal is to trick their potential victims into opening an infected email attachment. To achieve this goal, email messages usually talk about recently received invoices, faxes, or voice messages.

If a potential victim falls for the lure and opens the attachment, their computers get infected, and cybercriminals can collect a lot of sensitive information.

While it's a more complicated method to steal personal information (spam filters and antivirus programs usually detect such attempts), if successful, cybercriminals can get a much wider array of data and can collect information for a long period of time.

Sextortion Emails

This is a type of phishing. In this case, users receive an email claiming that a cybercriminal could access the webcam of the potential victim and has a video recording of one's masturbation.

To get rid of the video, victims are asked to pay a ransom (usually using Bitcoin or another cryptocurrency). Nevertheless, all of these claims are false - users who receive such emails should ignore and delete them.

How to spot a malicious email?

While cyber criminals try to make their lure emails look trustworthy, here are some things that you should look for when trying to spot a phishing email:

• Check the sender's ("from") email address: Hover your mouse over the "from" address and check if it's legitimate. For example, if you received an email from Microsoft, be sure to check if the email address is @microsoft.com and not something suspicious like @m1crosoft.com, @microsfot.com, @account-security-noreply.com, etc.
• Check for generic greetings: If the greeting in the email is "Dear user", "Dear @youremail.com", "Dear valued customer", this should raise suspiciousness. Most commonly, companies call you by your name. Lack of this information could signal a phishing attempt.
• Check the links in the email: Hover your mouse over the link presented in the email, if the link that appears seems suspicious, don't click it. For example, if you received an email from Microsoft and the link in the email shows that it will go to firebasestorage.googleapis.com/v0... you shouldn't trust it. It's best not to click any links in the emails but to visit the company website that sent you the email in the first place.
• Don't blindly trust email attachments: Most commonly, legitimate companies will ask you to log in to their website and to view any documents there; if you received an email with an attachment, it's a good idea to scan it with an antivirus application. Infected email attachments are a common attack vector used by cybercriminals.

To minimise the risk of opening phishing and malicious emails we recommend using Combo Cleaner Antivirus for Windows. 

Example of a spam email:

What to do if you fell for an email scam?

• If you clicked on a link in a phishing email and entered your password - be sure to change your password as soon as possible. Usually, cybercriminals collect stolen credentials and then sell them to other groups that use them for malicious purposes. If you change your password in a timely manner, there's a chance that criminals won't have enough time to do any damage.
• If you entered your credit card information - contact your bank as soon as possible and explain the situation. There's a good chance that you will need to cancel your compromised credit card and get a new one.
• If you see any signs of identity theft - you should immediately contact the Federal Trade Commission. This institution will collect information about your situation and create a personal recovery plan.
• If you opened a malicious attachment - your computer is probably infected, you should scan it with a reputable antivirus application. For this purpose, we recommend using  Combo Cleaner Antivirus for Windows.
• Help other Internet users - report phishing emails to Anti-Phishing Working Group, FBI’s Internet Crime Complaint Center, National Fraud Information Center and U.S. Department of Justice.

Frequently Asked Questions (FAQ)

Why did I receive this email?

These emails are usually distributed to many recipients at once, often using lists gathered from data breaches or fraudulent websites.

I have provided my personal information when tricked by a scam email, what should I do?

If login details are compromised, passwords should be updated immediately, and the appropriate authorities should be notified if financial or personal identity data is at risk.

I have downloaded and opened a malicious file attached to an email, is my computer infected?

Some files, like executables and scripts, can run malware as soon as they are opened. Documents are generally less risky unless users enable features such as macros. In general, the chance of infection depends on the specific type of file.

I have read the email but did not open the attachment, is my computer infected?

Emails are only dangerous if the recipient opens attachments or clicks on harmful links. Just viewing an email without interacting with files or links is not harmful.

Will Combo Cleaner remove malware infections that were present in email attachment?

Combo Cleaner can identify and remove many types of malware, though more advanced infections might need a complete system scan to ensure they are detected and removed.