What is "GreenState Credit Union Transfer Received" email scam

What kind of email is "GreenState Credit Union Transfer Received"?

We have examined this email and determined it is a phishing scam. The message is disguised as a wire transfer notification from GreenState Credit Union and attempts to trick recipients into visiting a fraudulent website designed to steal their email account credentials. This email should be ignored to prevent having online accounts compromised.

"GreenState Credit Union Transfer Received" email scam overview

The email claims that a payment from Asahi Wholesale Department Co., Ltd. has been received through GreenState Credit Union. A transfer notification table listing an invoice number, reference number, and a redacted payment total is included to make the message appear convincing.

Recipients are urged to click a "View Document" button to review the supposed attached PDF. Doing so takes them to a phishing website hosted at hozour[.]ae, a fraudulent page built to capture email login credentials.

The site detects the victim's email provider and shows a login page styled to match. Users with a Gmail address, for example, see a fake Google login form that closely mimics the real service. Those using other providers encounter similarly spoofed pages tailored to their email client.

Any credentials entered on this page go directly to the scammers. Access to a stolen email account can be used to read private messages, reset passwords for linked services, and impersonate the victim to target their contacts.

It should be noted that GreenState Credit Union has no connection to this scam. Cybercriminals are misusing the institution's name without its knowledge or consent.

Similar scam emails in general

In summary, this email is a phishing scam disguised as a wire transfer notification from a financial institution. Its purpose is to direct recipients to a fraudulent website that steals their email login credentials. Sometimes, scam campaigns like this are also used to spread malware. More examples of similar scam emails are LinkedIn - Outstanding Invoice, Webmail Optimum Terms and Conditions Update, and John Lewis & Partners Order Confirmation.

How do spam campaigns infect computers?

Cybercriminals often attach malicious files to deceptive emails or include links to harmful websites. These files come in various formats: executable programs, Microsoft Office documents, archives such as ZIP or RAR files, PDF documents, and script files. Opening such files, or enabling features like malicious macro commands within them, can trigger a malware download or installation.

Malicious links in spam emails may redirect recipients to websites that automatically download harmful software or prompt users to do so manually. As a general rule, malware requires some form of user interaction with an attachment or link before it can take hold on the system.

How to avoid installation of malware?

Treat unexpected emails with caution, especially those from unfamiliar senders. Avoid opening attachments or following links in messages that were not requested, particularly those involving financial transactions or urgent claims.

Only download software from official websites and authorized app stores. Avoid pirated applications, key generators, and cracking tools, as these frequently hide malware.

Keep the operating system and all installed software up to date, and use a reputable antivirus program. If you have already opened a suspicious attachment, we recommend running a scan with Combo Cleaner Antivirus for Windows to automatically remove any infiltrated malware.

Text presented in the "GreenState Credit Union Transfer Received" email letter:

Subject: PAYMENT CONFIRMATION

Thank you for using GreenState Credit Union.
The following transfer has been received.

Please check the attached PDF.
[View Document]

Transfer Notification    PDF Adobe Document
Date: 28 August, 2026

Asahi Wholesale Department Co., Ltd.    Recipient Email    ********
1-6-10 Kotobuki-cho, Suita City, Osaka 564-0036    Payer Account    143XXXXXX67
Osaka Prefecture    Account Name    Asahi Wholesale Department Co., Ltd.
Account Number    Ordinary..143XXXXX67
Fax Number    Bank Name    GreenState Credit Union
06-7177-7396

Invoice Number    Reference Number    Voucher Number    Scheduled Payment Amount    Merchant ID    Payment Amount
0076792354    TF09584547478    X0X8XX311X9X    XXXXXXXX.63    655750534455    XXXXXXX.63

Payment Method:    Wire Transfer Instruction    Total: XXXXXXX.63

Thank you.
Page 1 / 1
------------------------------------
If this email was not intended for you, please reply with the subject changed to "Wrong Recipient".
====================================
GreenState Credit Union| Japan

A fake email login website used in this scam (hozour[.]ae):

Instant automatic malware removal:

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Quick menu:

• What is GreenState Credit Union Transfer Received phishing scam?
• Types of malicious emails.
• How to spot a malicious email?
• What to do if you fell for an email scam?

Types of malicious emails:

Phishing Emails

Most commonly, cybercriminals use deceptive emails to trick Internet users into giving away their sensitive private information, for example, login information for various online services, email accounts, or online banking information.

Such attacks are called phishing. In a phishing attack, cybercriminals usually send an email message with some popular service logo (for example, Microsoft, DHL, Amazon, Netflix), create urgency (wrong shipping address, expired password, etc.), and place a link which they hope their potential victims will click on.

After clicking the link presented in such email message, victims are redirected to a fake website that looks identical or extremely similar to the original one. Victims are then asked to enter their password, credit card details, or some other information that gets stolen by cybercriminals.

Emails with Malicious Attachments

Another popular attack vector is email spam with malicious attachments that infect users' computers with malware. Malicious attachments usually carry trojans that are capable of stealing passwords, banking information, and other sensitive information.

In such attacks, cybercriminals' main goal is to trick their potential victims into opening an infected email attachment. To achieve this goal, email messages usually talk about recently received invoices, faxes, or voice messages.

If a potential victim falls for the lure and opens the attachment, their computers get infected, and cybercriminals can collect a lot of sensitive information.

While it's a more complicated method to steal personal information (spam filters and antivirus programs usually detect such attempts), if successful, cybercriminals can get a much wider array of data and can collect information for a long period of time.

Sextortion Emails

This is a type of phishing. In this case, users receive an email claiming that a cybercriminal could access the webcam of the potential victim and has a video recording of one's masturbation.

To get rid of the video, victims are asked to pay a ransom (usually using Bitcoin or another cryptocurrency). Nevertheless, all of these claims are false - users who receive such emails should ignore and delete them.

How to spot a malicious email?

While cyber criminals try to make their lure emails look trustworthy, here are some things that you should look for when trying to spot a phishing email:

• Check the sender's ("from") email address: Hover your mouse over the "from" address and check if it's legitimate. For example, if you received an email from Microsoft, be sure to check if the email address is @microsoft.com and not something suspicious like @m1crosoft.com, @microsfot.com, @account-security-noreply.com, etc.
• Check for generic greetings: If the greeting in the email is "Dear user", "Dear @youremail.com", "Dear valued customer", this should raise suspiciousness. Most commonly, companies call you by your name. Lack of this information could signal a phishing attempt.
• Check the links in the email: Hover your mouse over the link presented in the email, if the link that appears seems suspicious, don't click it. For example, if you received an email from Microsoft and the link in the email shows that it will go to firebasestorage.googleapis.com/v0... you shouldn't trust it. It's best not to click any links in the emails but to visit the company website that sent you the email in the first place.
• Don't blindly trust email attachments: Most commonly, legitimate companies will ask you to log in to their website and to view any documents there; if you received an email with an attachment, it's a good idea to scan it with an antivirus application. Infected email attachments are a common attack vector used by cybercriminals.

To minimise the risk of opening phishing and malicious emails we recommend using Combo Cleaner Antivirus for Windows. 

Example of a spam email:

What to do if you fell for an email scam?

• If you clicked on a link in a phishing email and entered your password - be sure to change your password as soon as possible. Usually, cybercriminals collect stolen credentials and then sell them to other groups that use them for malicious purposes. If you change your password in a timely manner, there's a chance that criminals won't have enough time to do any damage.
• If you entered your credit card information - contact your bank as soon as possible and explain the situation. There's a good chance that you will need to cancel your compromised credit card and get a new one.
• If you see any signs of identity theft - you should immediately contact the Federal Trade Commission. This institution will collect information about your situation and create a personal recovery plan.
• If you opened a malicious attachment - your computer is probably infected, you should scan it with a reputable antivirus application. For this purpose, we recommend using  Combo Cleaner Antivirus for Windows.
• Help other Internet users - report phishing emails to Anti-Phishing Working Group, FBI’s Internet Crime Complaint Center, National Fraud Information Center and U.S. Department of Justice.

Frequently Asked Questions (FAQ)

Why did I receive this email?

These messages are sent to large numbers of recipients using email addresses gathered through data breaches, fake websites, and other similar sources. Scam campaigns of this kind are not personally targeted.

I have provided my personal information when tricked by this email, what should I do?

If you entered your email login credentials on the phishing site, change your password right away. Also update it for any other accounts sharing the same password. Enabling two-factor authentication where available adds an extra layer of protection.

If you disclosed other sensitive data such as banking details or identification documents, contact the relevant institutions or authorities without delay.

I have downloaded and opened a malicious file attached to an email, is my computer infected?

It depends on the file format. Executable files can compromise a system the moment they are opened. Document types such as PDFs or Word files are generally less risky on their own, as they often require additional steps such as enabling macros before any infection occurs.

I have read the email but did not open the attachment, is my computer infected?

Simply reading an email is harmless. Infections are triggered only when a user actively interacts with malicious content, such as by opening an attached file or clicking a link that downloads harmful software.

Will Combo Cleaner remove malware infections that were present in email attachment?

Combo Cleaner is capable of detecting and removing most known malware threats. That said, running a complete system scan is essential, as sophisticated infections can sometimes hide in areas that a quick scan might overlook.