Avoid getting scammed by the "UN Covid-19 stimulus package" emails
Phishing/ScamAlso Known As: UN Covid-19 Stimulus Package spam
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What is "UN Covid-19 stimulus package Email Scam"?
"UN Covid-19 stimulus package Email Scam" refers to a spam campaign - a mass-scale operation during which thousands of deceptive emails are sent. The letters distributed through this campaign - claim that recipients have been selected to receive a COVID-19 stimulus package worth 1,5 million USD from the United Nations (UN).
It must be emphasized that all of the information provided by these letters is false. The "UN Covid-19 stimulus package" spam campaign operates as a phishing scam, which targets personally identifiable data.

"UN Covid-19 stimulus package" scam email in detail
The "UN Covid-19 stimulus package" scam emails (subject/title "CONGRATULATIONS!!"; may vary) introduce the sender as a regional secretary of the Centers for Disease Control and Prevention (CDC). Recipients are informed that they have been selected to receive a " COVID-19 stimulus package".
This is allegedly a part of the COVID-19 Response and Recovery Fund established by the United Nations (UN). The fake "stimulus package" is supposedly worth 1,500,000.00 USD. The deceptive letters go into details about the fund and the stimulus program.
Afterwards, the emails urge recipients to contact a Response and Recovery Fund Coordinator and Grants Manager to claim the stimulus. Additionally, the scam letters request the following information to be provided: full name, address, nationality, country of birth, age, occupation, marital status, and telephone number.
How do phishing scams operate?
Phishing scams work by extracting private and vulnerable information from their victims. In case of the "UN Covid-19 stimulus package" spam campaign, the targeted data is of a personally identifiable nature. All scams aim to generate revenue at their victims' expense.
The information obtained through phishing can be monetized by being sold to third-parties (potentially, cyber criminals) and/or used to further personalized schemes. It is noteworthy that scams that offer rewards (e.g., stimulus packages, lottery prizes, etc.) often request victims to make relatively small payments.
For example, users may be asked to pay bogus transaction, registration, or similar fees. In addition to this direct financial loss, victims may inadvertently expose their financial data (e.g., banking account and credit card details, etc.). This can occur when users pay via dubious payment gateways per the scammers' request. To summarize, by trusting these scam emails, users can experience severe privacy issues, financial losses, and identity theft.
| Name | UN Covid-19 stimulus package Email Scam |
| Threat Type | Phishing, Scam, Social Engineering, Fraud |
| Fake Claim | Emails claim that recipients are eligible to receive a stimulus package worth 1,5 million USD |
| Disguise | Scam emails are disguised as letters from the UN and CDC |
| Symptoms | Unauthorized online purchases, changed online account passwords, identity theft, illegal access of the computer. |
| Distribution methods | Deceptive emails, rogue online pop-up ads, search engine poisoning techniques, misspelled domains. |
| Damage | Loss of sensitive private information, monetary loss, identity theft. |
| Malware Removal (Windows) |
To eliminate possible malware infections, scan your computer with legitimate antivirus software. Our security researchers recommend using Combo Cleaner. Download Combo CleanerTo use full-featured product, you have to purchase a license for Combo Cleaner. 7 days free trial available. Combo Cleaner is owned and operated by RCS LT, the parent company of PCRisk.com. |
Spam campaigns in general
"CMA CGM Email Scam", "Process the order attached", "Lidl Email Scam", and "RingCentral Email Scam" are some examples of phishing spam campaigns. Typically, scammers target personally identifiable details, finance-related data, and log-in credentials (i.e., usernames, and passwords) of various accounts.
However, spam mail is not used exclusively for phishing and other scams; these deceptive letters also proliferate malware (e.g., trojans, ransomware, cryptocurrency miners, etc.). Due to how widespread scam mail is, it is strongly advised to exercise caution with incoming emails.
How do spam campaigns infect computers?
Systems are infected via malicious files distributed through spam campaigns. These files can be attached to the emails and/or linked inside them. Virulent files can be in various formats, e.g., Microsoft Office and PDF documents, archives, executables, JavaScript, and so forth.
When the files are executed, run, or otherwise opened - the infection chain (i.e., malware download/installation) is triggered. For example, Microsoft Office documents cause infections by executing malicious macro commands.
This process begins the moment a document is opened in Microsoft Office version released before 2010. Newer versions have "Protected View" mode that prevents automatic execution of macros. Instead, users can manually enable editing/content (i.e., macro commands).
How to avoid installation of malware?
Suspicious and irrelevant emails must not be opened, especially any attachments or links present in them. It is recommended to use Microsoft Office versions released after 2010. Aside from spam mail, malware is also proliferated via dubious download channels (e.g., unofficial and free file-hosting sites, Peer-to-Peer sharing networks, etc.), illegal activation tools ("cracks"), and fake updates.
Therefore, it is important to download only from official and verified sources. Additionally, all programs must be activated and updated with tools/functions provided by genuine developers.
It is paramount to have a dependable anti-virus/anti-spyware suite installed, kept updated, used to run regular system scans and to remove detected threats. If you've already opened malicious attachments, we recommend running a scan with Combo Cleaner Antivirus for Windows to automatically eliminate infiltrated malware.
Text presented in the "UN Covid-19 stimulus package" scam email letter:
Subject: CONGRATULATIONS!!
Dear E-mail Beneficiary,
In the wake of the global COVID-19 Pandemic, I wish to bring you the
good news of hope. I am Dr.BEN GIBSON, Regional Secretary of
Centers for Disease Control and Prevention. I write to officially inform
you that you have been selected to receive the UN Covid-19 stimulus
package worth US $ 1,500,000.00 USD (One Million Five Hundred Thousand
United States Dollars). PLEASE CLICK ON THE ATTACH FILE TO VERIFY THE AUTHENTICITY OF THE CHEQUE ISSUED TO YOU.
The selection process was carried out through
the United Nations (UN) computerized email selection system, from a
database of over 79,980,000 email addresses obtained from all continents
of the world, which your email address was selected among other lucky
ones.
The United Nations COVID-19 Response and Recovery Fund is a UN
inter-agency fund mechanism established by the UN Secretary-General to
help support low- and middle-income persons to respond to the pandemic
and its impacts, including an unprecedented socio-economic shock. The
Fund's assistance targets those most-vulnerable to economic hardship and
social disruption around the world.
We are delighted to inform you that due to mixed up of names and
numbers, your email attached to approved number UN6MM48321 / COVID-19 / UA,
which consequently fall on our International Chapter in UKRAINE (central Europe).
therefore, you are advised to contact the United Nations COVID-19
Response and Recovery Fund Coordinator and Grants Manager in UKRAINE (DR. ANDRE WALTER), to claim your $ 1,500,000.00 USD (One
Million Five Hundred Thousand United States Dollars) without any delay.
Name: DR. ANDRE WALTER
Email: andrewalter@seznam.cz
Reference / Approved No .: UN6MM48321 / COVID-19 / UA
Confirm the following information as soon as possible.
1. Your Full Names.
2. Your Address.
3. Nationality.
4. Direct Telephone #.
5. Country of Origin.
6. Occupation.
7. Age.
8. Marital Status.
Note: it's in your hands to stop the spread of COVID-19. United Nation's
advises to follow the guidelines of the scientific community.
(1) Wash your hands regularly and thoroughly with soap and water, or an
alcohol based solution.
(2) Avoid touching your eyes, nose and mouth.
(3) Practice social distancing. Reduce social activity and, if you
really need to meet someone, maintain a 2-meter (6-foot) distance
between the two of you.
Congratulations once again.
Yours Sincerely
Dr. BEN GIBSON
Regional Secretary
Centers for Disease Control and Prevention.
Appearance of the "UN Covid-19 stimulus package" scam email (GIF):

Another example of an email from "UN Covid-19 Stimulus Package" spam campaign:

Text presented within:
Subject: (UN)COVID-19 STIMULUS PACKAGE
Attention Sir/Madam,,
We are contacting you regarding your Covid-19 Stimulus package worth $1.7million USD, I am Mrs. Kristalina Georgieva, the director of Centers for Disease Control and prevention. In the wake of the global Covid-19 pandemic, I wish to bring you the good news of hope.
This is to inform you that you have been selected to receive
the UN Covid-19 Stimulus package worth $1.7million USD. The selection process was
carried out through the United Nations (UN) Computerized by Email profile selection system, from a database of over 79,980,000 Email profiles obtained from all continents of the world, of which your Email profile was selected among the lucky ones.The United Nations Covid-19 response and recovery fund is a UN inter-agency fund
mechanism established by the UN secretary-general to help support low- and
middle-income people(s) to respond to the pandemic and its impacts, including an
unprecedented Socio-economic shock. The fund’s assistance targets those most
vulnerable to economic hardship and social disruption around the world.We are delighted to inform you that due to mixed up of names and numbers, your Email profile was attached to approved number UN6MMCOVID022/Covid 19,which consequently fall on our international chapter, therefore, you are advised to
contact the United Nations Covid-19 response and recovery fund Coordinator Manager for your payment.Contact Person: Mrs. Carman L. Lapointe
United Nations Covid-19 Coordinator
Address : 1750 Pennsylvania Avenue
NW #300, Washington, DC 20006, USA.
Direct Email: mrscarmanllapointe34@gmail.comFinally, our grants Manager Mrs. Carman L. Lapointe is responsible for the smooth
and efficient release of your Covid-19 response and recovery fund of $1.7million
USD, so contact her immediately with the information as required above.Congratulations once again.
Yours sincerely
Mrs. Kristalina Georgieva
Director of the Centers for Disease control.
Email: gmrskristalina76@gmail.com
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Types of malicious emails:
If you opened an attachment or downloaded a file from a suspicious email, run a full system scan with Combo Cleaner. If you only received the email and didn't engage with it, you don't need to scan anything - just identify the scam and delete it. The full procedure below covers both situations and what to do if you already clicked, replied, or sent money.
Credential theft Phishing emails
Fake login pages disguised as PayPal, Microsoft, Apple, banks, or social networks. The email pushes a link to a near-perfect copy of the real login screen. The moment you type your username and password, the attacker has them.
Common subject lines
- "Action required: confirm your account"
- "Your password expires today"
- "Unusual sign-in attempt detected"
- "Verify your billing information"
Malware delivery Emails with malicious attachments
Trojans hidden inside fake invoices, faxes, shipping confirmations, or Office documents. Opening the attachment runs the payload and infects the system - often with an info-stealer or remote-access trojan.
Common subject lines
- "Invoice INV-2026-XXXX attached"
- "Fax received - 3 pages"
- "Your shipping document is ready"
- "Voicemail from +1-XXX-XXX-XXXX"
Extortion Sextortion emails
Fake claims of webcam recordings demanding cryptocurrency. Almost always a bluff: the attacker pulls a real password from an old data breach to make the threat look credible, then claims to have video of you. They have no recording and no access.
Common subject lines
- "I know your password is XXXX"
- "Your account has been hacked"
- "I have recorded you - 48 hours to pay"
- "You have been compromised"
Callback fraud Refund & callback scams
"Your subscription was renewed for $499 - call to cancel." Norton, McAfee, Geek Squad, PayPal, and Wells Fargo variants are all common. There's no real subscription. The phone number in the email connects directly to the scammer, who walks you through "refunding" yourself - which is actually them stealing money from your bank.
Common subject lines
- "Norton subscription auto-renewed - $499.99"
- "McAfee Total Protection invoice"
- "Geek Squad order confirmation"
- "Your PayPal payment is being processed"
Credential theft Account suspension & verification scams
"Your account will be deleted in 24 hours - verify now." The artificial deadline is the whole point: it pressures you to click before checking details. The "verify" link goes to a phishing page styled to look like the real provider.
Common subject lines
- "Your account will be deleted in 24 hours"
- "Suspicious activity detected - verify now"
- "Final warning: account closure"
- "Action required to keep your account active"
Mixed payload Delivery & package scams
Fake DHL, USPS, UPS, or FedEx tracking, customs fees, or "package undeliverable" notices. Targets anyone expecting a parcel - the timing alone catches many people. The link hides either phishing (asking for card details to "release" the package) or a malware download.
Common subject lines
- "Your DHL package is held at customs"
- "USPS - delivery attempt failed"
- "FedEx tracking update - action required"
- "Pay $2.99 redelivery fee to release your parcel"
Remote access Tech support scams
Fake Microsoft, Apple, or "Windows Defender" security alerts pushing a phone number. Real Microsoft and Apple never email a phone number to call. The number connects you to a scammer who asks for remote access to "fix" the imaginary problem and then demands payment.
Common subject lines
- "Microsoft Defender expired - renew now"
- "Apple ID security alert"
- "Critical: virus detected on your PC"
- "Windows license expired - call now"
Wire fraud Advance-fee scams
Inheritance, lottery wins, romance, or business deals that ask for a small fee to release a much larger sum. The classic "Nigerian prince" 419 family of frauds. Once you pay the first fee, more fees appear (taxes, lawyer, transfer charges) until you stop paying. The promised money never exists.
Common subject lines
- "Inheritance from a relative you didn't know about"
- "You won the international lottery"
- "URGENT - business proposal worth $XX million"
- "Compensation fund release for fraud victims"
Wire fraud Business email compromise (BEC)
CEO impersonation asking employees to wire money or buy gift cards, or fake supplier invoices with newly "updated" bank details for payment redirection. The email often spoofs a real internal executive's display name and uses an external lookalike domain.
Common subject lines
- "Quick task - need you to buy gift cards"
- "Updated banking details for invoice payment"
- "Wire transfer request - urgent"
- "Are you available?" (CEO impersonation opener)
How to spot a malicious email?
Check the sender's actual address, not the display name
The display name (the human-readable part) is trivial to fake. Always check the full address that comes after it. Common red flags:
- Domain mismatch -
service@paypa1.com,support@micros0ft-help.com, look-alike domains using digits or extra hyphens - Free-email impersonation - any "official" message from a bank, courier, or platform sent from a
@gmail.com,@outlook.com, or@yahoo.comaddress - Reply-To mismatch - the From address looks legitimate but Reply-To points somewhere completely different
Real companies own their domains and send mail from them. A "DHL" message from a Gmail address is never legitimate, regardless of how convincing the body looks.
Watch for urgency, threats, and generic greetings
Scams almost always rush you. The point is to make you act before you think. Treat any of the following as a strong signal:
- "Your account will be deleted in 24 hours"
- "Final notice" / "Immediate action required"
- "Dear Customer" or "Dear User" instead of your real name
- Threats of fines, account closure, legal action, or arrest
- Promises of refunds, prizes, or money you didn't earn
- Spelling and grammar mistakes in messages claiming to come from a major brand
Hover over every link before clicking
On a desktop, hover the mouse over the link without clicking. The real destination shows in the bottom-left status bar of your browser or email client. On a phone, long-press the link to preview the URL.
- Real Microsoft, PayPal, or bank links go to those exact domains, not redirects through unrelated sites
- Shortened URLs (
bit.ly,tinyurl,t.co) hide the real destination - never click them in unsolicited mail - The visible link text and the actual URL must match - mismatches are the single biggest phishing red flag
When in doubt, don't click the link. Open a new browser tab and type the company's address yourself, then log in normally. If there really is an issue with your account, you'll see it there.
Treat unexpected attachments as hostile
If you didn't ask for the file, don't open it - even if it appears to come from someone you know. Categories that should never be opened from email without verification through another channel:
.exe,.scr,.iso,.img,.vbs,.bat- executables, never legitimate attachments.docx,.xlsx,.pptxwith "Enable macros" prompts - the macros run the malware.pdfwith "Click here to view" buttons - usually a phishing redirect, not a real document.zip,.rar,.7zarchives, especially password-protected ones - the password defeats the email scanner
If you only received the email and didn't reply, click, or open anything, the steps below are all you need. Your computer is not infected.
Don't reply, don't click "unsubscribe"
Replying confirms your address is real and monitored, which gets you added to higher-value scam lists. The "unsubscribe" link in a scam message is rarely a real opt-out - it usually leads to a phishing page or downloads a tracking pixel.
Instead, mark the message as junk or phishing inside your email client (this trains the spam filter), then block the sender.
Report the scam to your email provider and authorities
Inside your email client:
- Gmail: open the message → ⋮ menu → Report phishing
- Outlook / Outlook.com: ⋯ menu → Report → Report phishing
- Apple Mail / iCloud: Move to Junk, then forward to
reportphishing@apple.com
Forward or report to authorities:
After reporting, delete the email and empty the Trash folder so you don't accidentally open it later.
Pick the step below that matches what you did. If multiple apply, work through them in the order they appear - the steps are arranged from lowest to highest risk.
You only clicked a link (didn't enter anything or download anything)
Close the page right away. Don't enter any information, even if the page looks legitimate.
- Clear your browser cache and cookies for the last hour - → Last hour → check Cookies and Cached files
- Run a quick scan with Combo Cleaner in case the page tried to drop a file silently (drive-by download)
- Update your browser to the latest version - most drive-by exploits target outdated browsers
- Watch for new browser pop-ups, redirects, or unfamiliar notifications over the next few days
Modern browsers block most drive-by attacks, but a single click on a phishing page can still be enough on an outdated browser or unpatched plugin. A quick scan catches anything that landed silently.
You opened an attachment or downloaded a file - run a full malware scan
Opening an attachment is the most common path to actual infection. Treat the system as compromised until the scans below come back clean. Work through these sub-steps in order:
Unplug Ethernet and turn off Wi-Fi. If the attachment was an info-stealer or remote-access trojan, this stops it from sending data out or receiving commands. Keep the network off until you've booted into Safe Mode (next step) - you'll reconnect there briefly to download the scanners.
Windows 11: → Troubleshoot → Advanced options → Startup Settings → Restart → press 5 or F5.
Windows 10: hold Shift, click Power → Restart → Troubleshoot → Advanced options → Startup Settings → Restart → press F5.
Once Safe Mode has loaded, turn Wi-Fi back on and download Combo Cleaner (used in 8.4) and Microsoft Safety Scanner (used in 8.5). Safe Mode loads only minimal drivers, so most malware can't auto-run while you're getting the tools. Save both installers to your Desktop.
Reboot to normal Windows. Open . Select Microsoft Defender Antivirus (offline scan) and click Scan now. The PC restarts into a stripped-down environment and scans the disk before Windows fully loads - this is what catches rootkits and bootkits.
VB100 certified. Includes anti-trojan, registry/persistence scanning, and anti-spyware in one pass. The 7-day free trial is available.
Download Combo CleanerInstall Combo Cleaner and run a full system scan (not the quick scan). Let it complete fully, review what it found, and apply the recommended actions. Combo Cleaner will quarantine known trojans and remove their persistence in the registry.
Download Microsoft Safety Scanner (MSERT.exe). The binary expires every 10 days, which means every download has the latest signatures. Run a full scan after Combo Cleaner to catch anything one engine alone might miss.
Many email-borne trojans drop adware that hijacks browsers. Reset each browser you use:
Chrome: chrome://settings/reset → Restore settings to their original defaults. Then chrome://settings/content/notifications - remove unfamiliar sites.
Edge: edge://settings/reset. Then edge://settings/content/notifications.
Firefox: about:support → Refresh Firefox.
Open and confirm Real-time protection, Cloud-delivered protection, and Tamper Protection are all on. Then run and update browsers and applications.
If the scans keep finding new threats on each run, or files reappear after deletion, you may have a deeper compromise that needs a clean Windows reinstall. See pcrisk's full manual malware removal guide for the extended procedure (Process Explorer, Autoruns, hosts file inspection).
You entered credentials on a fake login page
Assume the attacker has your password and is using it right now. Speed matters.
- Change the password from a different, known-clean device (your phone is fine if it's not infected). Don't reuse the old password anywhere else.
- Enable two-factor authentication if you haven't already. Prefer an authenticator app or hardware key over SMS.
- Sign out of all sessions - most platforms have a "sign out everywhere" option in security settings, which kicks the attacker out.
- Review recent activity - look for unfamiliar logins, new devices, forwarding rules, or app permissions. Remove anything you don't recognize.
- Check your other accounts - if you reused that password anywhere else, change it there too. Check your exposure at haveibeenpwned.com.
- Update security questions - the attacker may have seen the answers in your account profile.
If you only have time to change one password, change your primary email password - it's the recovery hub for every other account. An attacker who controls your email can reset everything else.
You sent money or shared bank, card, or ID details
Time is the single biggest factor in recovering money. Banks can sometimes recall a wire or reverse a card transaction within the first few hours.
- Call your bank or card issuer immediately. Use the number on the back of the card, not any number from the scam email. Ask them to freeze the card, reverse the transaction if possible, and flag the account for fraud monitoring.
- If you sent a wire transfer or used a money-transfer service (Western Union, MoneyGram, Zelle, Wise), call them directly and request a recall. Some can be reversed within minutes if reported fast.
- If you sent cryptocurrency or gift cards, recovery is unlikely - but report it anyway, since law enforcement tracks these patterns.
- File a police report. You'll need the report number for any insurance, bank, or credit-bureau claim. Save the report number.
- File with the right authority for your country:
- US: ic3.gov + reportfraud.ftc.gov
- UK: reportfraud.police.uk (Report Fraud, the successor to Action Fraud; 0300 123 2040)
- Canada: antifraudcentre.ca
- Australia: scamwatch.gov.au
- EU: your national CERT or police cybercrime unit
- Set fraud alerts on all major credit bureaus if you shared any ID details. US: Equifax, Experian, TransUnion. UK: Experian, Equifax, TransUnion (Cifas Protective Registration is a stronger option).
- Save all evidence - the original email (with full headers), screenshots of the fake site, transaction records, any phone numbers or chat logs.
Final scan and startup-app check
Reconnect to the network and run one final full scan with Combo Cleaner, followed by a Windows Defender quick scan. Then open Task Manager (Ctrl + Shift + Esc) and switch to Startup apps - disable anything unfamiliar.
Make sure Windows, browsers, and any applications you use are fully up to date. The infection vector that worked on you once usually involves outdated software.
Monitor accounts and credit for 30 days
Most fraud follow-ups land in the first month. Until that window closes, keep watching:
- Bank and card statements - daily for the first week, then weekly
- Email - watch for password-reset confirmations or login alerts you didn't trigger
- Credit report - US: free at annualcreditreport.com; UK: Experian, Equifax, TransUnion all have free tiers
- Breach alerts - sign up at haveibeenpwned.com to be notified when your email appears in new leaks
If anything new appears in any of those, treat it as a continuing compromise: change passwords again, contact the bank again, and update the police report.
Important: If you didn't click anything, didn't reply, and didn't open any attachment, your computer is not infected - just delete the email and move on. If you opened an attachment or downloaded a file, run an automated scan with Combo Cleaner and Windows Defender and stop there. That path catches the vast majority of email-borne malware without the risk of breaking Windows by deleting the wrong file.
Frequently Asked Questions (FAQ)
Why did I receive this email?
Criminals send out identical letters to thousands of individuals, with the hope that at least one person will fall for the scam. These scam emails are never customized or personalized.
I have provided my personal information when tricked by this email, what should I do?
If you have provided any account credentials, it is crucial to change all passwords immediately. Furthermore, if you have disclosed any other information, such as credit card details or ID card information, social security number, etc., it is recommended that you contact the relevant authorities as soon as possible.
I have downloaded and opened a malicious file attached to an email, is my computer infected?
If the file that you opened was an executable, then it is highly likely that your system has been infected with malware. However, if the file was a document such as a PDF or DOC, you may have been able to avoid the infection since in some cases, just opening the document may not be sufficient for malware to infiltrate the system.
I have sent cryptocurrency to the address presented in such email, can I get my money back?
These types of transactions are almost impossible to trace, making it unlikely that you will be able to recover the funds.
I have read the email but did not open the attachment, is my computer infected?
Merely opening an email is harmless and poses no threat. However, the act of clicking links embedded in the email or opening attached files is what can result in system infections.
Will Combo Cleaner remove malware infections that were present in email attachment?
Combo Cleaner has the ability to detect and remove nearly all types of known malware infections. However, it is worth noting that advanced malware often conceals itself deep within the system. Therefore, performing a comprehensive system scan is advisable to ensure that all threats are detected and eliminated.
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Tomas Meskauskas
Expert security researcher, professional malware analyst
I am passionate about computer security and technology. I have an experience of over 10 years working in various companies related to computer technical issue solving and Internet security. I have been working as an author and editor for pcrisk.com since 2010. Follow me on Twitter and LinkedIn to stay informed about the latest online security threats.
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