Avoid losing your email account via "Upgrade Account" phishing emails

Phishing/Scam

Also Known As: Upgrade Account spam

(updated)

Damage level:

Get free scan and check if your device is infected.

Remove it now

To use full-featured product, you have to purchase a license for Combo Cleaner. Seven days free trial available. Combo Cleaner is owned and operated by RCS LT, the parent company of PCRisk.com.

What is the "Upgrade Account" scam email?

"Upgrade Account email scam" refers to a spam campaign, a large-scale operation during which scam emails are sent by the thousand. The messages distributed through this campaign claim that recipients' email accounts will be deactivated unless they update them.

This deceptive email aims to promote a phishing website, which is disguised as the email account sign-in page. Information entered into this web page (i.e., email addresses and passwords) are recorded and sent to the scammers behind the "Upgrade Account" spam campaign.

Upgrade Account email spam campaign

"Upgrade Account" email scam overview

The "Upgrade Account" scam emails (subject/title "Action Required: ❻ [Mail Service Upgrade]") state that all outdated email versions will be deactivated. The messages inform recipients that their email accounts are outdated.

To prevent deactivation, the emails instruct users to sign in and upgrade their accounts to the latest version. The "UPGRADE NOW" button redirects to a phishing site.

It appears as an email sign-in page, however, instead of accessing their accounts, users inadvertently expose their log-in credentials (email addresses and passwords). In this way, the scammers can gain access and control over the corresponding mail accounts.

Email accounts are especially targeted by scammers and cyber criminals, as they are typically connected with other platforms and services. Hence, through stolen emails, access/control may be gained over the accounts associated with them.

To elaborate on how they can be used, on hijacked communication platforms (e.g., emails, social media, social networking, messengers, etc.), scammers can claim to be the genuine owner and ask contacts/friends/followers for loans.

Alternatively, malware can be proliferated (by sharing infectious files) through these platforms. Finance-rated accounts (e.g., banking, online money transferring, e-commerce, digital wallet, etc.) can be used to make fraudulent transactions and online purchases.

To summarize, by trusting the "Upgrade Account" emails, recipients can experience severe privacy issues, financial losses, and identity theft. Should attempts to log-in through the scam website have already been made, change the passwords of potentially compromised accounts.

Additionally, contact the official support of the endangered platforms.

Threat Summary:
Name Upgrade Account Email Scam
Threat Type Phishing, Scam, Social Engineering, Fraud
Fake Claim Emails claim the recipient's mail account will be deactivated unless they upgrade it.
Symptoms Unauthorized online purchases, changed online account passwords, identity theft, illegal access of the computer.
Distribution methods Deceptive emails, rogue online pop-up ads, search engine poisoning techniques, misspelled domains.
Damage Loss of sensitive private information, monetary loss, identity theft.
Malware Removal (Windows)

To eliminate possible malware infections, scan your computer with legitimate antivirus software. Our security researchers recommend using Combo Cleaner.

Download Combo Cleaner

To use full-featured product, you have to purchase a license for Combo Cleaner. 7 days free trial available. Combo Cleaner is owned and operated by RCS LT, the parent company of PCRisk.com.

Phishing spam campaign examples

"DENTIN METAL ENGINEERING", "GoDaddy email scam", and "Facebook Lottery" are some examples of other phishing spam campaigns. The messages sent through these mass-scale operations are usually presented as "official", "urgent", "priority", and similar.

The emails can even be disguised as mail from legitimate institutions, authorities, organizations, companies, businesses, service providers, and other entities. Spam campaigns are used for phishing, various scams, and malware (e.g., trojan, ransomware, etc.) distribution.

Due the widespread nature of spam mail, exercise caution with incoming emails.

How do spam campaigns infect computers?

Systems are often infected via malicious files distributed through spam campaigns. These files can be attached and/or linked inside the emails. Infectious files can be in various formats (e.g. Microsoft Office and PDF documents, archive and executable files, JavaScript, etc.).

When these files are executed, run or otherwise opened, the infection process (i.e. malware download/installation) is triggered. For example, Microsoft Office documents (e.g. "Invoice_24077.xlsb") cause infections by executing malicious macro commands.

In Microsoft Office versions released prior to 2010, malware download/installation begins when an infectious document is opened, however, newer versions have "Protected View" mode that prevents automatic execution of macros. Instead, users are asked to enable macro commands (i.e., to enable editing/content) and hence infection processes can only be started by manually enabling macros.

How to avoid installation of malware

To avoid infecting the system with malware spread through spam mail, you are strongly advised not to open suspicious or irrelevant emails, especially those with any attachments or links present in them. Use official and verified download channels.

Additionally, all programs must be activated and updated with tools/functions provided by legitimate developers, since illegal activation tools ("cracks") and third party updaters commonly proliferate malicious software.

To ensure device integrity and user safety, it is paramount to have reputable anti-virus/anti-spyware software installed and kept updated. Furthermore, use these programs to run regular system scans and to remove detected/potential threats.

Do not trust irrelevant emails that contain attachments or website links, especially if received from unknown, suspicious addresses.

Fake update tools infect systems by installing malicious programs rather than updates/fixes for installed software, or by exploiting bugs/flaws of outdated software that is installed on the computer.

Further encryption of any unaffected files can be prevented by uninstalling the ransomware, however, already compromised files remain encrypted even after removal of the rogue software and can only be recovered from a backup.

If you have already opened malicious attachments, we recommend running a scan with Combo Cleaner Antivirus for Windows to automatically eliminate infiltrated malware.

Text presented in the "Upgrade Account" scam email message:

Subject: Action Required: ❻ [Mail Service Upgrade]

 

UPGRADE ACCOUNT

 

Dear ********,
 
We are closing down all outdated versions of the webmail and you are on old version as of 3/30/2021 6:24:19 p.m..
 
Click the button below and Sign-in to get the latest version of the mailbox to avoid being De-activated on current version.
 
UPGRADE NOW
 
 
Sincerely,
******** Webmail Support

Screenshot of the phishing website promoted through the "Upgrade Account" spam campaign:

Upgrade Account email scam promoted phishing website

Another example of email upgrade (update)-themed spam used to promote a phishing website:

Email Update spam promoting a phishing site (2021-04-06)

Text presented within:

Subject: EMAIL UPDATE

EMAIL UPDATE
Hello ,
please validate your ******** address
as we are going through new server upgrade
 
CLICK HERE TO VALI DATE

© 2021 All rights reserved

Screenshot of the promoted phishing website:

Phishing website promoted via update email spam (2021-04-06)

Another email upgrade-themed spam promoting a phishing website:

Upgrade your email scam

Text presented within:

Subject: ******** WARNING: Instant Email Account Security Server Upgrade for ********

 

********     
    
Sender Action Required

Server Security Upgrade

Attention ********,

Due to our recent security database upgrade, ******** user's must update their email account security instantly.

You must complete this process immediatley to avoid losing your email account with us.

CLICK HERE TO UPDATE YOUR EMAIL SECURITY NOW

Created Date:  5/2/2021 8:25:29 a.m.


********  Administrator

This is an autmomated email sent from our email severs to let you know about important changes.©2021 Cyber security dept. Mountain View.

Screenshot of the promoted phishing website:

Upgrade your email phishing website\

Yet another example of email upgrade-themed spam promoting a phishing site:

Upgrade Email spam promoting a phishing site

Text presented within:

Subject: ******** UPGRADE NOTIFICATION

UPGRADE NOTIFICATION

Hello ********,

Due to refusal to update your email security, we have approved deactivation of your account.

This is our new security measure.

Email: ********

Password: ******* (Hidden for safety)
Security Update: None Yet
 
CLICK TO UPGRADE EMAIL SERVER NOW
 
However, if you do not update your email server, Your account will be deactivated shortly and all your email data will be lost permanently.

Regards.
Email Administrator

Screenshot of the promoted phishing site (madnesscrew[.]ro):

Phishing site promoted via Upgrade Email spam (madnesscrew[.]ro)

Yet another email update-themed spam promoting a phishing site:

Update your email scam (2021-09-01)

Text presented within:

Subject: Alert: Final Warning: Upgrade Your Email

 

********

Dear ********

Most of your recent mails have been on hold in ******** Database

You are requested to update your email ******** within 24hours
to continue using your account.

After 24 hours your email account will be terminated to avoid hackers on our server

Verify to Update

Cancel to Lock Account

Thank you,
Mail security Team
********* (c) 2021
This mail is sent directly only to : ********

Screenshot of the promoted phishing website:

Phishing site promoted via Update your email scam (2021-09-01)

Yet another example of email upgrading-themed spam:

Email account upgrade spam (2021-09-20)

Text presented within:

Subject: EMAIL ACCOUNT UPGRADE

 

E-mail Account Upgrade
This message is sent from ********  IT
Final notice, all incoming mails on ********
will be placed on hold  from 31st AUGUST 2021
Kindly upgrade your account to our new platform for better security

UPGRADE ACCOUNT
Note: This restriction will be disabled intermediately if we confirm the upgrade successful.

Thanks
******** Support Team ©2021

This message is auto-generated from E-mail security server, and replies sent to this email can not be delivered.This email is meant for: ********
c opyright ©2021 pcrisk.com  • Web Admin •

Another example of email upgrade-themed spam used to promote a phishing site:

Upgrade Account Email Scam (2022-04-13)

Text presented within:

Subject: Your Mailbox Quota Nearly Exceeded

 

Dear -,

You are requested to update your Email Online Services.

Your email quota has reached 98% and will soon exceed its limit and you may not be able to send or receive new messages until you upgrade.

CLICK TO UPGRADE

WARNING:

Failure to upgrade your E-mail account  - will permanently be disabled.

Thanks,

Webmail Support

Another example of account upgrading-themed spam promoting a phishing site:

UPDATE ACCOUNT email scam (2022-09-20)

Text presented within:

Subject: Domain Expiration Warning - Due for update!!

 

EMAIL UPDATE 2022!

This Message was sent to you as a Notification. Your Email Account will expire soon.

If you wish to continue using this Account, Kindly upgrade to avoid shutting down. Ignoring this message will automatically shut down this email account.

UPDATE YOUR ACCOUNT

Note:  This upgrade is required immediately after receiving this message.

Yet another example of an email from "Upgrade Account" spam campaign:

Upgrade Mail Quota Here scam email (2023-03-09)

Text presented within:

Subject: Ref-ID: 60a10e6934f34b5b7396e34e909: IMPORTANT: LAST WARNING (LOW SPACE) "INCOMING MAIL BLOCKED on - Mailbox

 

9/3/2023 7:45:43 A.M       
Incoming Messages Blocked>Mail Quota: (98% Full)

Hi,

Your email quota has reached 98% and will soon exceed its limit.

Incoming messages with large files are pending and re-queued, waiting for upgrade.

Follow the URL below to upgrade your quota to 500GB for free to avoid loss of email data.

Upgrade Mail Quota Here!

Screenshot of the promoted phishing site:

Phishing site promoted via Upgrade Mail Quota Here scam email (2023-03-09)

Instant automatic malware removal:

Manual threat removal might be a lengthy and complicated process that requires advanced IT skills. Combo Cleaner is a professional automatic malware removal tool that is recommended to get rid of malware. Download it by clicking the button below:

DOWNLOAD Combo Cleaner

By downloading any software listed on this website you agree to our Privacy Policy and Terms of Use. To use full-featured product, you have to purchase a license for Combo Cleaner. 7 days free trial available. Combo Cleaner is owned and operated by RCS LT, the parent company of PCRisk.com.

Types of malicious emails:

If you opened an attachment or downloaded a file from a suspicious email, run a full system scan with Combo Cleaner. If you only received the email and didn't engage with it, you don't need to scan anything - just identify the scam and delete it. The full procedure below covers both situations and what to do if you already clicked, replied, or sent money.

Credential theft Phishing emails

Fake login pages disguised as PayPal, Microsoft, Apple, banks, or social networks. The email pushes a link to a near-perfect copy of the real login screen. The moment you type your username and password, the attacker has them.

Common subject lines

  • "Action required: confirm your account"
  • "Your password expires today"
  • "Unusual sign-in attempt detected"
  • "Verify your billing information"
Example phishing email impersonating a major brand
Malware delivery Emails with malicious attachments

Trojans hidden inside fake invoices, faxes, shipping confirmations, or Office documents. Opening the attachment runs the payload and infects the system - often with an info-stealer or remote-access trojan.

Common subject lines

  • "Invoice INV-2026-XXXX attached"
  • "Fax received - 3 pages"
  • "Your shipping document is ready"
  • "Voicemail from +1-XXX-XXX-XXXX"
Example email with a fake invoice attachment
Extortion Sextortion emails

Fake claims of webcam recordings demanding cryptocurrency. Almost always a bluff: the attacker pulls a real password from an old data breach to make the threat look credible, then claims to have video of you. They have no recording and no access.

Common subject lines

  • "I know your password is XXXX"
  • "Your account has been hacked"
  • "I have recorded you - 48 hours to pay"
  • "You have been compromised"
Example sextortion email demanding bitcoin payment
Callback fraud Refund & callback scams

"Your subscription was renewed for $499 - call to cancel." Norton, McAfee, Geek Squad, PayPal, and Wells Fargo variants are all common. There's no real subscription. The phone number in the email connects directly to the scammer, who walks you through "refunding" yourself - which is actually them stealing money from your bank.

Common subject lines

  • "Norton subscription auto-renewed - $499.99"
  • "McAfee Total Protection invoice"
  • "Geek Squad order confirmation"
  • "Your PayPal payment is being processed"
Example fake Norton or McAfee subscription renewal email
Credential theft Account suspension & verification scams

"Your account will be deleted in 24 hours - verify now." The artificial deadline is the whole point: it pressures you to click before checking details. The "verify" link goes to a phishing page styled to look like the real provider.

Common subject lines

  • "Your account will be deleted in 24 hours"
  • "Suspicious activity detected - verify now"
  • "Final warning: account closure"
  • "Action required to keep your account active"
Example fake account suspension email
Mixed payload Delivery & package scams

Fake DHL, USPS, UPS, or FedEx tracking, customs fees, or "package undeliverable" notices. Targets anyone expecting a parcel - the timing alone catches many people. The link hides either phishing (asking for card details to "release" the package) or a malware download.

Common subject lines

  • "Your DHL package is held at customs"
  • "USPS - delivery attempt failed"
  • "FedEx tracking update - action required"
  • "Pay $2.99 redelivery fee to release your parcel"
Example fake DHL/USPS/FedEx delivery notification
Remote access Tech support scams

Fake Microsoft, Apple, or "Windows Defender" security alerts pushing a phone number. Real Microsoft and Apple never email a phone number to call. The number connects you to a scammer who asks for remote access to "fix" the imaginary problem and then demands payment.

Common subject lines

  • "Microsoft Defender expired - renew now"
  • "Apple ID security alert"
  • "Critical: virus detected on your PC"
  • "Windows license expired - call now"
Example fake Microsoft or Apple tech support alert email
Wire fraud Advance-fee scams

Inheritance, lottery wins, romance, or business deals that ask for a small fee to release a much larger sum. The classic "Nigerian prince" 419 family of frauds. Once you pay the first fee, more fees appear (taxes, lawyer, transfer charges) until you stop paying. The promised money never exists.

Common subject lines

  • "Inheritance from a relative you didn't know about"
  • "You won the international lottery"
  • "URGENT - business proposal worth $XX million"
  • "Compensation fund release for fraud victims"
Example advance-fee or 419 scam email
Wire fraud Business email compromise (BEC)

CEO impersonation asking employees to wire money or buy gift cards, or fake supplier invoices with newly "updated" bank details for payment redirection. The email often spoofs a real internal executive's display name and uses an external lookalike domain.

Common subject lines

  • "Quick task - need you to buy gift cards"
  • "Updated banking details for invoice payment"
  • "Wire transfer request - urgent"
  • "Are you available?" (CEO impersonation opener)
Example business email compromise wire-transfer request

How to spot a malicious email?

Phase 1~ 2 min
Spot - identify the red flags

1

Check the sender's actual address, not the display name

30 sec

The display name (the human-readable part) is trivial to fake. Always check the full address that comes after it. Common red flags:

  • Domain mismatch - service@paypa1.com, support@micros0ft-help.com, look-alike domains using digits or extra hyphens
  • Free-email impersonation - any "official" message from a bank, courier, or platform sent from a @gmail.com, @outlook.com, or @yahoo.com address
  • Reply-To mismatch - the From address looks legitimate but Reply-To points somewhere completely different
Why this matters

Real companies own their domains and send mail from them. A "DHL" message from a Gmail address is never legitimate, regardless of how convincing the body looks.

2

Watch for urgency, threats, and generic greetings

30 sec

Scams almost always rush you. The point is to make you act before you think. Treat any of the following as a strong signal:

  • "Your account will be deleted in 24 hours"
  • "Final notice" / "Immediate action required"
  • "Dear Customer" or "Dear User" instead of your real name
  • Threats of fines, account closure, legal action, or arrest
  • Promises of refunds, prizes, or money you didn't earn
  • Spelling and grammar mistakes in messages claiming to come from a major brand
3

Hover over every link before clicking

30 sec

On a desktop, hover the mouse over the link without clicking. The real destination shows in the bottom-left status bar of your browser or email client. On a phone, long-press the link to preview the URL.

  • Real Microsoft, PayPal, or bank links go to those exact domains, not redirects through unrelated sites
  • Shortened URLs (bit.ly, tinyurl, t.co) hide the real destination - never click them in unsolicited mail
  • The visible link text and the actual URL must match - mismatches are the single biggest phishing red flag
Pro tip

When in doubt, don't click the link. Open a new browser tab and type the company's address yourself, then log in normally. If there really is an issue with your account, you'll see it there.

4

Treat unexpected attachments as hostile

30 sec

If you didn't ask for the file, don't open it - even if it appears to come from someone you know. Categories that should never be opened from email without verification through another channel:

  • .exe, .scr, .iso, .img, .vbs, .bat - executables, never legitimate attachments
  • .docx, .xlsx, .pptx with "Enable macros" prompts - the macros run the malware
  • .pdf with "Click here to view" buttons - usually a phishing redirect, not a real document
  • .zip, .rar, .7z archives, especially password-protected ones - the password defeats the email scanner
Phase 2~ 2 min
Report and delete - if you haven't engaged

If you only received the email and didn't reply, click, or open anything, the steps below are all you need. Your computer is not infected.

5

Don't reply, don't click "unsubscribe"

30 sec

Replying confirms your address is real and monitored, which gets you added to higher-value scam lists. The "unsubscribe" link in a scam message is rarely a real opt-out - it usually leads to a phishing page or downloads a tracking pixel.

Instead, mark the message as junk or phishing inside your email client (this trains the spam filter), then block the sender.

6

Report the scam to your email provider and authorities

1 min

Inside your email client:

  • Gmail: open the message → ⋮ menu → Report phishing
  • Outlook / Outlook.com: ⋯ menu → Report → Report phishing
  • Apple Mail / iCloud: Move to Junk, then forward to reportphishing@apple.com

Forward or report to authorities:

  • International: forward to reportphishing@apwg.org
  • United States: ic3.gov (FBI)
  • United Kingdom: forward phishing emails to report@phishing.gov.uk (NCSC SERS); for financial loss report at reportfraud.police.uk (Report Fraud, the successor to Action Fraud; 0300 123 2040)
  • Canada: antifraudcentre.ca
  • Australia: scamwatch.gov.au
  • EU: your national CERT - find yours via the ENISA CSIRT map

After reporting, delete the email and empty the Trash folder so you don't accidentally open it later.

Phase 3~ 10–60 min
Recover - if you already engaged with the scam

Pick the step below that matches what you did. If multiple apply, work through them in the order they appear - the steps are arranged from lowest to highest risk.

7

You only clicked a link (didn't enter anything or download anything)

Scenario: clicked link only10 min

Close the page right away. Don't enter any information, even if the page looks legitimate.

  • Clear your browser cache and cookies for the last hour - Chrome/Edge: Ctrl+Shift+Del → Last hour → check Cookies and Cached files
  • Run a quick scan with Combo Cleaner in case the page tried to drop a file silently (drive-by download)
  • Update your browser to the latest version - most drive-by exploits target outdated browsers
  • Watch for new browser pop-ups, redirects, or unfamiliar notifications over the next few days
Why this matters

Modern browsers block most drive-by attacks, but a single click on a phishing page can still be enough on an outdated browser or unpatched plugin. A quick scan catches anything that landed silently.

8

You opened an attachment or downloaded a file - run a full malware scan

Scenario: opened attachment⚠ Highest risk60–90 min

Opening an attachment is the most common path to actual infection. Treat the system as compromised until the scans below come back clean. Work through these sub-steps in order:

8.1Disconnect from the network

Unplug Ethernet and turn off Wi-Fi. If the attachment was an info-stealer or remote-access trojan, this stops it from sending data out or receiving commands. Keep the network off until you've booted into Safe Mode (next step) - you'll reconnect there briefly to download the scanners.

8.2Boot into Safe Mode with Networking, then download the scanners

Windows 11: Settings → System → Recovery → Advanced startup → Restart now → Troubleshoot → Advanced options → Startup Settings → Restart → press 5 or F5.

Windows 10: hold Shift, click Power → Restart → Troubleshoot → Advanced options → Startup Settings → Restart → press F5.

Once Safe Mode has loaded, turn Wi-Fi back on and download Combo Cleaner (used in 8.4) and Microsoft Safety Scanner (used in 8.5). Safe Mode loads only minimal drivers, so most malware can't auto-run while you're getting the tools. Save both installers to your Desktop.

8.3Run Microsoft Defender Offline

Reboot to normal Windows. Open Windows Security → Virus & threat protection → Scan options. Select Microsoft Defender Antivirus (offline scan) and click Scan now. The PC restarts into a stripped-down environment and scans the disk before Windows fully loads - this is what catches rootkits and bootkits.

Recommended antivirus
Combo Cleaner

VB100 certified. Includes anti-trojan, registry/persistence scanning, and anti-spyware in one pass. The 7-day free trial is available.

Download Combo Cleaner
8.4Run a full Combo Cleaner scan

Install Combo Cleaner and run a full system scan (not the quick scan). Let it complete fully, review what it found, and apply the recommended actions. Combo Cleaner will quarantine known trojans and remove their persistence in the registry.

8.5Run Microsoft Safety Scanner as a second-opinion scan

Download Microsoft Safety Scanner (MSERT.exe). The binary expires every 10 days, which means every download has the latest signatures. Run a full scan after Combo Cleaner to catch anything one engine alone might miss.

8.6Reset browsers and clear notification permissions

Many email-borne trojans drop adware that hijacks browsers. Reset each browser you use:

Chrome: chrome://settings/reset → Restore settings to their original defaults. Then chrome://settings/content/notifications - remove unfamiliar sites.

Edge: edge://settings/reset. Then edge://settings/content/notifications.

Firefox: about:support → Refresh Firefox.

8.7Re-enable Defender, Tamper Protection, and update everything

Open Windows Security → Virus & threat protection → Manage settings and confirm Real-time protection, Cloud-delivered protection, and Tamper Protection are all on. Then run Settings → Windows Update → Check for updates and update browsers and applications.

Important

If the scans keep finding new threats on each run, or files reappear after deletion, you may have a deeper compromise that needs a clean Windows reinstall. See pcrisk's full manual malware removal guide for the extended procedure (Process Explorer, Autoruns, hosts file inspection).

9

You entered credentials on a fake login page

Scenario: shared password⚠ Act fast20 min

Assume the attacker has your password and is using it right now. Speed matters.

  1. Change the password from a different, known-clean device (your phone is fine if it's not infected). Don't reuse the old password anywhere else.
  2. Enable two-factor authentication if you haven't already. Prefer an authenticator app or hardware key over SMS.
  3. Sign out of all sessions - most platforms have a "sign out everywhere" option in security settings, which kicks the attacker out.
  4. Review recent activity - look for unfamiliar logins, new devices, forwarding rules, or app permissions. Remove anything you don't recognize.
  5. Check your other accounts - if you reused that password anywhere else, change it there too. Check your exposure at haveibeenpwned.com.
  6. Update security questions - the attacker may have seen the answers in your account profile.
Why email comes first

If you only have time to change one password, change your primary email password - it's the recovery hub for every other account. An attacker who controls your email can reset everything else.

10

You sent money or shared bank, card, or ID details

Scenario: financial loss⚠ Contact bank now30 min

Time is the single biggest factor in recovering money. Banks can sometimes recall a wire or reverse a card transaction within the first few hours.

  1. Call your bank or card issuer immediately. Use the number on the back of the card, not any number from the scam email. Ask them to freeze the card, reverse the transaction if possible, and flag the account for fraud monitoring.
  2. If you sent a wire transfer or used a money-transfer service (Western Union, MoneyGram, Zelle, Wise), call them directly and request a recall. Some can be reversed within minutes if reported fast.
  3. If you sent cryptocurrency or gift cards, recovery is unlikely - but report it anyway, since law enforcement tracks these patterns.
  4. File a police report. You'll need the report number for any insurance, bank, or credit-bureau claim. Save the report number.
  5. File with the right authority for your country:
  6. Set fraud alerts on all major credit bureaus if you shared any ID details. US: Equifax, Experian, TransUnion. UK: Experian, Equifax, TransUnion (Cifas Protective Registration is a stronger option).
  7. Save all evidence - the original email (with full headers), screenshots of the fake site, transaction records, any phone numbers or chat logs.
Phase 4~ 15 min + 30 days
Verify & monitor

11

Final scan and startup-app check

15 min

Reconnect to the network and run one final full scan with Combo Cleaner, followed by a Windows Defender quick scan. Then open Task Manager (Ctrl + Shift + Esc) and switch to Startup apps - disable anything unfamiliar.

Make sure Windows, browsers, and any applications you use are fully up to date. The infection vector that worked on you once usually involves outdated software.

12

Monitor accounts and credit for 30 days

5 min/day · 30 days

Most fraud follow-ups land in the first month. Until that window closes, keep watching:

  • Bank and card statements - daily for the first week, then weekly
  • Email - watch for password-reset confirmations or login alerts you didn't trigger
  • Credit report - US: free at annualcreditreport.com; UK: Experian, Equifax, TransUnion all have free tiers
  • Breach alerts - sign up at haveibeenpwned.com to be notified when your email appears in new leaks

If anything new appears in any of those, treat it as a continuing compromise: change passwords again, contact the bank again, and update the police report.

Important: If you didn't click anything, didn't reply, and didn't open any attachment, your computer is not infected - just delete the email and move on. If you opened an attachment or downloaded a file, run an automated scan with Combo Cleaner and Windows Defender and stop there. That path catches the vast majority of email-borne malware without the risk of breaking Windows by deleting the wrong file.

Frequently Asked Questions (FAQ)

Why did I receive this email?

Spam emails are not personal. Cyber criminals distribute these letters by the thousand with the hopes that at least some of the recipients will fall for their scams.

I have provided my personal information when tricked by this spam email, what should I do?

If you have provided account credentials - change the passwords of all potentially compromised accounts and inform their official support without delay. And if you've disclosed other private information (e.g., ID card details, credit card numbers, etc.) - immediately contact the corresponding authorities.

I have read a spam email but didn't open the attachment, is my computer infected?

No, merely reading a spam email will not initiate any system infection processes. Malware download/installation is jumpstarted when the attachments or links present in this mail are opened/clicked.

I have downloaded and opened a file attached to a spam email, is my computer infected?

Whether an infection occurred may depend on the opened file's format. If it was an executable (.exe, .run, etc.) - most likely, yes - your system was infected. However, document formats (.doc, .xls, .pdf, etc.) may require additional interaction (e.g., enabling macro commands) - to start downloading/installing malware.

Will Combo Cleaner remove malware infections present in email attachments?

Yes, Combo Cleaner can detect and eliminate almost all known malware infections. It must be stressed that running a complete system scan is paramount - since sophisticated malware tends to hide deep within systems.

Share:

facebook
X (Twitter)
linkedin
copy link
Tomas Meskauskas

Tomas Meskauskas

Expert security researcher, professional malware analyst

I am passionate about computer security and technology. I have an experience of over 10 years working in various companies related to computer technical issue solving and Internet security. I have been working as an author and editor for pcrisk.com since 2010. Follow me on Twitter and LinkedIn to stay informed about the latest online security threats.

▼ Show Discussion

PCrisk security portal is brought by a company RCS LT.

Joined forces of security researchers help educate computer users about the latest online security threats. More information about the company RCS LT.

Our malware removal guides are free. However, if you want to support us you can send us a donation.

Donate